Access to reputable HMO providers across Southeast Asia offering national coverage
HMO Insurance
Give your offshore team access to quality private healthcare with managed health coverage, from basic medical care to enhanced plans with dental and mental health support.
Comprehensive private healthcare coverage from reputable providers across Southeast Asia
Fully managed enrolment, billing, and claims support for your entire team
About This Service
We provide access to private health insurance for your offshore team members, covering both basic and enhanced levels of care. This service improves retention, protects employee wellbeing, and ensures your team has access to quality medical support. We manage the entire process from enrolment to renewal and tailor options to suit your budget and coverage needs across jurisdictions.
What's Included
Basic Coverage: Includes primary care, emergency care, and standard inpatient/outpatient services
Enhanced Coverage: Optionally adds dependent coverage, dental, mental health, maternity, or specialist consultations
Consolidated billing and enrolment managed by Ryoss
Seamless integration with EoR onboarding and payroll (if applicable)
Guidance on provider selection, plan comparison, and upgrades
Employee FAQs and enrolment support included
Scalable across individuals or entire teams
Typical Use Cases
Providing minimum expected private health coverage for all EoR employees
Private healthcare is a baseline expectation for professional roles across Southeast Asia. Offering private health insurance ensures you meet market standards and remain competitive when hiring quality talent through your EoR arrangement.
Offering enhanced coverage to key staff, managers, or longer-tenured employees
Tiered benefits reward loyalty and recognise contribution. Enhanced health insurance plans with dental, mental health, or dependent coverage can be offered to senior staff or employees reaching tenure milestones.
Improving staff retention and morale through healthcare access
Healthcare anxiety affects productivity and engagement. When employees know they and their families have reliable medical coverage, they can focus on work without worrying about unexpected health expenses.
Meeting enterprise client expectations or RFP requirements for employee benefits
Many enterprise clients require offshore vendors to provide adequate health benefits. Managed health insurance coverage helps you tick compliance boxes and demonstrate responsible employment practices in proposals.
Reducing absenteeism through preventive care and faster treatment access
Health insurance coverage encourages employees to seek preventive care and address health issues early. This reduces extended sick leave, improves overall team health, and maintains productivity across your offshore operations.
Step-by-Step Engagement Process
Plan Selection
We help you choose between basic or enhanced HMO options based on team structure and budget.
Enrolment & Administration
Ryoss manages employee onboarding into the selected plan, including ID cards and benefit documents.
Premium Management
We handle billing, renewals, and adjustments based on employment changes.
Support
Employees receive assistance with claims, provider access, and plan questions.
Upgrades & Add-ons
You may opt to upgrade plans or add dependents at any time, with adjusted billing.
Let's build the right solution for you.
Tell us what your business needs help with, whether it's a quick idea or a detailed brief. Our team will work on a tailored solution and reach out right away.